May
03
2026
If you've been through a commercial real estate financing
conversation, you've heard the term DSCR. If you haven't heard it yet,
you will. It is, without exaggeration, one of the most important numbers
...
May
03
2026
Let me start by saying something that I think is important to
establish upfront: bridge loans are not a sign of financial desperation,
and the business owners and investors who use them are...
May
03
2026
There's one number that sits at the center of almost every
commercial real estate financing conversation. It determines how much
your property is worth. It determines how much you can borrow. It
determines...
May
03
2026
You've found the property. You've negotiated the price. You've gotten a term sheet from a lender. And now the lender orders an appraisal. For many commercial real estate borrowers — particularly those coming from residential experience — the appraisal is...
May
03
2026
Every commercial lender is trying to answer the same fundamental question: if I loan this money, will I get it back?
...
May
03
2026
If you've spent any time trying to get a business loan, someone
has probably told you to "build your business credit." It's good advice.
But what does it actually mean, how does it...
May
03
2026
Before you sign a personal guarantee on a commercial loan, you
need to understand exactly what you're doing. Because a lot of business
owners sign them without fully grasping what they've agreed to...
May
03
2026
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May
03
2026
Here's something that might surprise you: some of my best referral relationships are with bankers.
...
May
03
2026
If you've bought a house, you have some experience with the
borrowing process. But I want to tell you clearly and upfront:
commercial lending is different from residential lending in almost every
important...