Merchant Cash Advance

Get Working Capital Fast With a Merchant Cash Advance

Financing your assets provides you with the opportunity to get access to fast, short-term funding when you need it. If your company does a substantial portion of its transactions through its merchant account, that might make merchant cash advance financing the best choice for your next asset financing maneuver.

Using an MCA

When you apply for an MCA, W. Reynolds Commercial Capital representatives review your average monthly credit card transaction volume to determine the maximum size of any advance. After funds are distributed, your payment each month is a percentage of your actual receipts, so the more your business booms, the easier it is to pay off quickly.

This flexibility makes it easy for a variety of businesses to prepare for market changes. This is especially useful for food and beverage industry businesses and retail operations that rely on local events and seasonal patterns.

Benefits of Merchant Cash Advances

  • Fast closings and commitments
  • No loss of equity
  • Reusable—finance with you merchant account again after repayment
  • Up to $200,000 at once
  • No application fees or closing costs
  • Convenient repayment

If you are looking for the best way to prepare your business for a seasonal shift or short-term opportunity, contact us today. Our associates are here to help you get the financing you need to take full advantage of your business opportunities.